Mortgage Tools

Need to estimate a monthly payment, or determine what you can afford in a mortgage?  Check out our mortgage calculator, on the right.

How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away. 

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

STEP TWO -- Your Loan is Approved and Funded

Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. 

We will coordinate with the escrow team and you'll sign the final papers at their office.

Simple, Straightforward, Cost Effective, and FAST!

Mortgage Checklist

The following information is usually required during the loan process:

  • Social Security Card

  • Driver's License (or other government issued photo ID)

  • Most recent 2 months bank statements for accounts used for qualifying

  • Most recent 2 years Fedral Tax Returns and related W2s/1099s/K1s as applicable

  • Most recent 30 days paystubs

If you currently own Real Estate:

  • Mortgage account information

  • Home insurance policy information

  • Home equity account information (if applicable)